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USA Today

4 days ago

Ask a Fool: IRA vs. 401(k), which is the better choice?

If your employer's 401(k) or similar retirement plan offers matching contributions, you should be contributing enough to take full advantage of this. In other words, if your employer is willing to match your contributions up to 5% of your salary, this is the least you should be contributing.

Assuming that you're doing this, you can then put your additional contributions into your plan or an IRA, and both options have advantages.

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